Microfinance Loan Program


Are you in need of up to $50,000? Do you have decent credit?  Are you a small business in Florida that may not qualify for a traditional loan? If this sounds like you, Access Florida Finance Corporation may be able to help. Click here to download an application to learn more about how your business could receive up to $50,000!

NOTE: Due to MLP program sunset, all new loans in the Microfinance Loan Program must be paid in full by October 31, 2017.

Make sure you complete the application with all of the required information to ensure quick and timely processing of your application.

Microfinance Loan Program Application – Complete the application online today!

Pay Your $50 Application Fee For the Microfinance Loan Program Here!

Access Florida Finance Corporation (AFFC) participates in Florida’s Microfinance Loan Program (MLP). The MLP is established to make short-term, fixed-rate microloans in conjunction with business management training, business development training, and technical assistance to entrepreneurs and newly established or growing small businesses for startup costs, working capital, and the acquisition of materials, supplies, furniture, fixtures, and equipment. Participation in the loan program is intended to enable entrepreneurs and small businesses to access private financing upon completing the loan program.

As part of our organization’s efforts to fulfill our mission, we recognize that many of our borrowers may be considered high-risk to traditional lending institutions. Our loans are designed to help create, grow, or strengthen small businesses that may not be able to get financing assistance from other sources.

AFFC provides loans to small businesses that can’t obtain capital through banks or credit unions— but that could, if given the proper support, compete successfully in the private sector. We provide Florida’s small business owners with financing through the MLP. More importantly, we give small businesses a chance to reach their goals and fulfill their potential.

You must have at least a 600 credit score with five lines of reportable credit in order to be eligible for consideration by AFFC. There can be no waivers on this basic requirement.


The Florida Black Business Support Corporation dba Access Florida Finance Corporation provides financing to Florida’s small business owners under the Microfinance Loan Program (MLP), as established by Chapter 288 of the Florida Statutes.